4.7 out of 5

Layby electronics,
NZ wide

Pick your product, pay a fixed amount each week or fortnight and we deliver to your door. Shop TVs, phones, laptops, appliances and more.

  • No interest, ever
  • Cancel anytime before delivery
  • Fixed weekly or fortnightly payments
  • Delivered NZ-wide
Layby electronics NZ range from Everest, delivered NZ wide

Trending products

Mobile phones

Smart TVs

Combos & bundles

Audio & speakers

Gaming

Outdoors

How layby works at Everest

Easy weekly or fortnightly payments on electronics, NZ wide. No interest and no large deposit to get started.

Choose your product

Browse the range and pick what you want. Every price is shown as a simple fixed weekly rate.

Apply online

Fill in a quick layby application. No big deposit to get started.

Pay and we deliver

Set payments come out by direct debit each week or fortnight. Your order is delivered once the required payments are made.

Eligibility

Can I sign up?

Getting started is easy. If you tick these boxes, you are good to go. No interest and no large deposit to get started.

Browse the range →
  • You are 18 or over

    You need to be at least 18 years old to set up a payment plan.

  • You live in New Zealand

    You are a New Zealand resident with a delivery address here.

  • You have a NZ bank account

    Payments come out automatically by direct debit each week or fortnight, so you never have to remember to pay.

  • You have valid ID

    A NZ driver licence or passport is all you need to confirm who you are.

  • Bad credit? We can still consider you. We look at your full situation when you apply.

Reviews

Loved by Kiwi families

4.7 out of 5 on Google, rated by 70+ happy customers

From smartphones and TVs to electronic combos and more, Kiwi families trust us to deliver on easy weekly payments.

Read our Google reviews →
FAQs

Questions? We've got answers.

Everything you need to know about how Everest layby works, weekly or fortnightly payments and delivery. Can't find what you're after?

Contact our team →

You choose a product, apply online, and start fixed payments by direct debit each week or fortnight. Once you have made the set number of payments for that product, we deliver it to your door. The price is fixed and shown upfront, so you always know exactly what you are paying.

You pay a fixed price in weekly or fortnightly instalments with no interest added. The amount is shown upfront and stays the same for the whole plan, so the total you pay is the total you see when you apply.

No large upfront deposit is needed. You get started with your regular payment and keep paying at the same rate until your plan is complete.

Payments are taken automatically by direct debit, either weekly or fortnightly depending on the plan you choose, so you never have to remember to pay manually. Your regular payment stays the same across your plan.

Delivery is arranged once you have made the required payments on your plan, or paid your balance in full. We deliver within 15 working days and nothing is dispatched before your 5 working day cooling off period ends. The number of payments depends on the item and is shown before you apply.

If a direct debit is missed we may reschedule it and a $5 dishonour fee is added to your account. You can also ask us to put your payments on hold for up to 2 weeks in total before your goods are dispatched, with no dishonour fee, as long as you contact us before the payment is due.

Yes. You can repay the balance owing on your plan at any time. Once your payments are complete, we arrange delivery.

We deliver by courier to the residential address on your order. Delivery is arranged once the required payments on your plan have been made, and a delivery fee may apply.